Auto Insurance

Last week, we were pulled over by a cop. It was a routine check. They asked for driver's license, registration and proof of car insurance. I understand why car insurance is a necessity but paying a high premium for your car insurance is really a pain. But, what choice do we have when it is required by law for every car owner to have it? I am just thankful that I have found the cheapest auto insurance company that provides good coverage. It also helps that we were able to avail group discount on our car insurance through my hubby's work. I can't imagine paying a couple of hundreds more on car insurance.